UK Income Tax Calculator (2026-27)
Enter your gross salary to see Income Tax, National Insurance, and take-home pay broken down for the current UK tax year.
Tax year: 2026-27 · Last reviewed: 30 April 2026 · Sources: GOV.UK Income Tax rates, GOV.UK National Insurance
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Your estimate
Income Tax estimate (annual)
Show results as
Annual take-home pay
£33,760
That's £2,813 a month
Of every £1 of gross salary:
Uses Income Tax bands for England, Wales, and Northern Ireland. Scottish residents pay Scottish Income Tax. Toggle Scotland above. This calculator provides a broad estimate only and is not tax advice.
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PAYE employment income does not trigger Making Tax Digital.
HMRC's Making Tax Digital for Income Tax applies to self-employment and property income, not to salary taxed through PAYE. If you also have self-employed or rental income, check your combined eligibility below.
Income comparison
How does this income compare?
Optional context using indicative ONS earnings benchmarks (rounded)
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Income comparison
How does this income compare?
Optional context using indicative ONS earnings benchmarks (rounded)
UK full-time employees
Top 46%
Around the 54th percentile
London full-time employees
Top 63%
Around the 37th percentile
UK men full-time
Top 50%
Around the 50th percentile
UK women full-time
Top 42%
Around the 58th percentile
Percentiles are broad illustrative benchmarks loosely modelled on the ONS Annual Survey of Hours and Earnings and rounded for display. They compare gross employee pay, not household income or wealth. For exact figures, refer to the published ONS tables.
Tax bands breakdown
How this salary is taxed
Income Tax + employee NIC, with employer NIC shown separately
Tax-free / NI-free
GBP0 to GBP12,570
£12,570
Income Tax
0%
Employee NIC
0%
Combined
0%
Basic rate band
GBP12,570 to GBP50,270
£29,430
Income Tax
20%
Employee NIC
8%
Combined
28%
Annual gross salary
£42,000
Employee tax cost
£8,240
Annual net take-home
£33,760
Monthly net take-home
£2,813
Employee tax rate
19.6%
Employer NIC
£5,550
Total employment cost
£47,550
All-in tax vs employer cost
29.0%