This calculator is kept on the site as a quick utility, but it is not the focus of IsMyTaxDigital. If you came here for MTD, the right starting point is the MTD eligibility checker.
Sole traders

UK Self-Employed Tax Calculator (2026-27)

Enter your annual self-employed profit to estimate Income Tax and Class 4 National Insurance owed for the current UK tax year.

Tax year: 2026-27 · Last reviewed: 30 April 2026 · Sources: GOV.UK Income Tax rates, GOV.UK Class 4 NI

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Your estimate

Self-employed estimate

After tax & NI

£41,471

From £52,000 profit

Of every £1 of profit:

You keep79.8%
Income Tax15.8%
Class 4 NI4.4%
Trading profit£52,000
Personal allowance£12,570
Income Tax£8,232
Class 4 National Insurance£2,297
Estimated amount after tax and NI£41,471

Uses Income Tax bands for England, Wales, and Northern Ireland. Does not include payments on account, student loans, pension relief, losses, or voluntary Class 2 contributions. This calculator provides a broad estimate only and is not tax advice.

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Tax estimate uses your profit. MTD eligibility uses your gross qualifying income before expenses. Even your profit alone exceeds £50,000, so MTD applies regardless of expenses.

MTD applies (April 2026 cohort)

Likely in the live MTD ITSA cohort.

Based on the £52,000 you entered. If your 2024-25 qualifying income (gross self-employment + property, before expenses) was above £50,000, HMRC has mandated Making Tax Digital for Income Tax since 6 April 2026.

HMRC checks qualifying income in a specific past tax year, not today's figure. Use the MTD eligibility checker for a year-precise result →