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Updated for 2026 thresholds Independent

Find out if you need Making Tax Digital in 30 seconds.

A free, independent guide for UK sole traders and landlords. Drag the slider, see the year you'll join, then take the full checker for a clearer, source-backed answer.

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Mandatory from 6 April 2027

If your 2025-26 qualifying income (gross self-employment plus property, before expenses) is over £30,000, MTD for Income Tax Self Assessment applies to you from 6 April 2027, unless you were already mandated from April 2026.

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Reviewed regularly

Last: 02 May 2026

How it works

Three steps. No spreadsheets, no jargon.

Most people get a clear answer in under a minute.

01

Tell us your tax type

Sole trader, landlord, both, or PAYE only - the right path is shorter than you think.

02

Enter your income

Use a single year, or our calculator stitches together two years for the year-precise rule.

03

Get a clear, dated answer

We tell you the exact tax year you join MTD, what to do next, and the HMRC source.

Full checker

Answer the exact questions HMRC cares about.

The quick preview is useful, but this flow handles taxpayer type properly and produces a permanent result page.

UK only. Making Tax Digital applies to UK taxpayers registered with HMRC. Not UK-based?

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What best describes you?

Select the option that best matches your current tax situation.

New

See what MTD-ready receipt scanning actually looks like.

Upload a receipt or photograph one with your phone. We extract every field Xero asks for, supplier, VAT breakdown, line items, account code, and flag any personal items mixed in business expenses.

  • Photo, PDF or scan
  • VAT 0% / 5% / 20% split
  • Line-item extraction
  • Personal vs business flag
  • Suggested Xero account
  • SA103 box for sole traders

Plain-English guides

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FAQ

The questions we get most

Five answers, plain English.

Is this affiliated with HMRC?

No. IsMyTaxDigital is an independent guide. We link to official HMRC guidance so you can verify the source.

What is 'qualifying income'?

Gross self-employment turnover plus gross UK and foreign property income, before expenses. PAYE salary, dividends, savings interest, pensions, and capital gains do not count.

I earn under £20,000. Do I need to do anything?

You are not currently required to use MTD for Income Tax if qualifying income is at or below £20,000, but keep records and watch for future rule changes.

Do I have to use commercial software?

You need HMRC-recognised MTD-compatible software. Some options are free or low-cost, and spreadsheet users can often use bridging software.

What if I miss a quarterly update?

MTD uses penalty points and late-payment rules. Check the deadlines page and speak to an accountant if you are already late.

Editorial integrity

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Every page is reviewed by a human. If a rule has changed or we got a number wrong, send a short note.

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Spotted something off?

If a rule, threshold, or date does not match HMRC's current guidance, please send a note.

Your message is forwarded by email and is not stored on this site. For personal tax advice, please speak to a qualified UK accountant.