Question · MTD ITSA

Do dividends count for MTD?

Short answer: no. Dividends, including ones you pay yourself from your own limited company, are not part of MTD for Income Tax qualifying income.

By Mehmet Demir · Last reviewed: 2 May 2026 · Source: HMRC · Methodology

Bottom line

Dividend income is excluded from MTD qualifying income. So is salary, savings interest, and pension income. Only self-employment turnover and property income count.

You can still owe Dividend Tax on your dividends, and you will still file Self Assessment as you do today. Neither of those triggers MTD on its own.

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Why dividends are excluded

MTD ITSA is targeted at sole traders and landlords who keep their own books and file Self Assessment based on those records. Dividends come from a company that already files its own Corporation Tax return. HMRC does not need quarterly digital updates from individual shareholders to verify dividend income.

Worked example: contractor through a Ltd

James contracts through his own Ltd. He pays himself £12,570 salary and £40,000 dividends in 2024-25. He has no other income.

Qualifying income is £0. He is not in the April 2026 group, or any other MTD ITSA group, on this income alone. His company is in MTD for VAT if it is VAT-registered, but that is a separate regime.

When dividends do not save you

If you have any sole-trader work or rental property alongside your Ltd, that income still counts. A director with £40,000 dividends and £55,000 of personal rental income has £55,000 of qualifying income. The rental side puts them straight into the April 2026 group.

FAQs

Do dividends count toward MTD qualifying income?v
No. Dividend income is excluded from Making Tax Digital for Income Tax qualifying income, including dividends from your own limited company.
I am a contractor paid through a limited company. Am I in MTD?v
Probably not, on the basis of your director salary and dividends alone. MTD ITSA looks at sole-trader and property income, not dividends or PAYE. But if you also have personal rental property or sole-trader work alongside the company, those amounts can put you in scope.
What about dividends from shares in an ISA?v
ISA dividends are tax-free and do not count toward any income-tax threshold, including MTD qualifying income.
Does my company still need to do MTD for VAT?v
Yes, if it is VAT-registered. MTD for VAT has been mandatory for all VAT-registered businesses since April 2022 and is separate from MTD for Income Tax.
I file dividends on my Self Assessment. Does that mean MTD applies?v
No. Filing Self Assessment does not automatically mean you are in MTD. The MTD ITSA threshold only counts self-employment and property income, not dividends, salary, savings, or pensions.

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This guide is general information, not professional tax advice. Always verify against HMRC's official guidance or speak to a qualified accountant.